The “We Need to Talk” Money Conversation
Love is forever. Debt is not. Before ‘I do,’ let’s talk money. This quick read reveals the three essential financial questions every engaged couple (and their Loved Ones) should ask before walking dow... ...more
The “We Need to Talk” Money Conversation
February 18, 2025•1 min read
Legacy: More Than Wealth
Legacy isn’t just about wealth—it’s about wisdom, love, and the memories you leave behind. Build a legacy that truly reflects your life and values. ...more
Legacy: More Than Wealth
February 10, 2025•1 min read
Beyond Retirement: Starting Your Endgame
Retirement isn’t the finish line—it’s the start of your endgame. Focus on living intentionally, not just financial security. The choices you make today shape your future joy and purpose. Start now. ...more
Beyond Retirement: Starting Your Endgame
February 04, 2025•1 min read
True Financial Freedom in Your Endgame: It’s About Peace, Not Wealth
Financial freedom in your endgame isn’t about a massive portfolio—it’s about living fully, caring for your Loved Ones, and making choices without financial stress. Peace doesn’t happen by chance—it ... ...more
True Financial Freedom in Your Endgame: It’s About Peace, Not Wealth
January 27, 2025•1 min read
Planning for Long-Term Care While Protecting Your Endgame
Long-term care planning isn’t just about finances—it’s about protecting your Loved Ones from tough decisions and keeping your endgame on track. Start early, plan wisely, and secure your future with co... ...more
Planning for Long-Term Care While Protecting Your Endgame
January 21, 2025•1 min read
Leaving a Lasting Legacy of Love and Wisdom
Legacy isn’t just about what you leave behind—it’s about what you leave within your Loved Ones. Share your values, stories, and wisdom to create a lasting impact that goes beyond material wealth. Read... ...more
Leaving a Lasting Legacy of Love and Wisdom
January 12, 2025•2 min read
The Endgame: A New Beginning, Not an Ending
Your final chapter isn’t about slowing down—it’s about stepping into purpose, passion, and growth. Whether it’s pursuing dreams, spending time with Loved Ones, or giving back, this is your chance to l... ...more
The Endgame: A New Beginning, Not an Ending
January 05, 2025•1 min read
HOMESCHOOLING: Haven or Havoc?
Your child's school years are precious and fleeting.
Now could be your best time to step up where your school is letting your child down. Let this series of myth-busting short chapters encourage you.
2 Major Mistakes
Which one will you make?
Which of these 2 retirement mistakes are you making right now? It's impossible to entirely avoid both mistakes.
You won't know for sure which mistake will work out better for you until it's too late.
How to choose?
Finding the Will
(Part 1)
Part 1: Have the will to arrange for a smooth transition when you’re no longer around to answer questions
Have the will to arrange for a smooth transition when you’re no longer around to answer questions (Part 1)
Ensuring your children or other Loved Ones can readily access your important papers when you die entails a sound process versus one or two conversations. You must overcome aversion to the subject of death, procrastination of anything that is long-term, and the tendency to assume things will be fine. Family dynamics can be sweet, spicy, or dicey.
Finding the Will
(Part 2)
Part 2: Getting Organized
While the internet permits convenient access to accounts, policies, and stored documents, it presents a plethora of password management problems. which too many people avoid by succumbing to password laziness, such as:
- re-using passwords for multiple logins, or
- use simple, easy to remember passwords, or
- writing them on sticky notes placed on their monitor or under their keyboard, or
- keeping them in a spreadsheet on their computer, or
- letting their browser remember passwords for them
Embrace Your Clarence
Is Clarence your future?
Golden insight from a golden retriever.
Post-Pandemic W.E.L.L.ness
Working, Earning, Learning, and Launching to Thrive
Where life drastically changed forever two years ago, everyone adjusted to the best of their abilities.
Here are a few of the key adjustments--"pandemic pivots"--that sustained some and prospered others.
Prenuptial Adulting
Equip Them for Happily Ever After
“Mom, Dad, we’re getting married!"
“Wonderful, congratulations! Here’s what you both need to do first.”
Equipping newlyweds with essentials of responsibility leaves plenty of life yet to be discovered on their own. Adults understand that love isn’t oogly feelings; it’s a hard choice. It’s putting your commitments and your money where your mouth is.
Many of the following steps also apply to one’s turning 18 years old. Becoming engaged adds urgency and a deadline.
Rethinking Competing Funds for College and Retirement
We live in a time of skyrocketing inflation topping decades of unbridled higher education costs.
Is the tension between funding your retirement and funding (at least partially) your children’s college education keeping you up at night?
You’re not alone.
Married? Is Your Endgame 100% or Just 50%?
Are you single? That other 50% could be whoever is most important to you.
Multiple unforgiving players factor into your retirement and estate plans (collectively your “endgame”). Household names include the Internal Revenue Service, the Social Security Administration, and the Center for Medicare and Medicaid Services. Key decisions with these players are nearly impossible to reverse. Plus, if you qualify for a pension, how you activate it is another irreversible decision.
Are you more of a planner than your spouse? It’s all too common for one spouse to blindly trust the planning spouse. Countless endgame “plans” were created by 50% of a couple:
