What If Preparing for the Worst Is the Wrong Goal?
Discover why preparing for your best life means more than expecting the worst. Learn how thoughtful decisions, supportive relationships, and community connections can help protect your retirement, ind... ...more
What If Preparing for the Worst Is the Wrong Goal?
November 09, 2026โข2 min read
What If the People Youโll Need Most Arenโt Family?
Discover why building a support network beyond family matters for caregiving, retirement, and independence, and how a wider circle can protect the people you love from carrying every responsibility. ...more
What If the People Youโll Need Most Arenโt Family?
November 01, 2026โข2 min read
What If Independence Is Isolating You?
Discover how being overly independent can lead to isolation, and why meaningful relationships, trusted support, and community can help you maintain independence without sacrificing control. ...more
What If Independence Is Isolating You?
October 26, 2026โข2 min read
What If โIโll Figure It Outโ Is the Risk?
Discover why relying on โIโll figure it outโ can become risky during a caregiving crisis, and how early planning, meaningful conversations, and community support can help preserve your choices. ...more
What If โIโll Figure It Outโ Is the Risk?
October 18, 2026โข2 min read
What If Loneliness Begins Before You Feel Lonely?
Discover how work, family, and caregiving responsibilities can gradually lead to isolation, and why building meaningful relationships before loneliness begins can help protect your independence and st... ...more
What If Loneliness Begins Before You Feel Lonely?
October 11, 2026โข2 min read
What If Your Best Retirement Asset Isnโt Financial?
Discover why a strong retirement plan should include more than moneyโand how meaningful relationships and community can help protect your independence, choices, and quality of life. ...more
What If Your Best Retirement Asset Isnโt Financial?
October 04, 2026โข2 min read
What If โLaterโ Comes Too Late?
Discover why preparing for future caregiving before a crisis can preserve your choices, provide perspective, and make difficult decisions easier when โlaterโ becomes โnow.โ ...more
What If โLaterโ Comes Too Late?
September 27, 2026โข2 min read
HOMESCHOOLING: Haven or Havoc?
Your child's school years are precious and fleeting.
Now could be your best time to step up where your school is letting your child down. Let this series of myth-busting short chapters encourage you.
2 Major Mistakes
Which one will you make?
Which of these 2 retirement mistakes are you making right now? It's impossible to entirely avoid both mistakes.
You won't know for sure which mistake will work out better for you until it's too late.
How to choose?
Finding the Will
(Part 1)
Part 1: Have the will to arrange for a smooth transition when youโre no longer around to answer questions
Have the will to arrange for a smooth transition when youโre no longer around to answer questions (Part 1)
Ensuring your children or other Loved Ones can readily access your important papers when you die entails a sound process versus one or two conversations. You must overcome aversion to the subject of death, procrastination of anything that is long-term, and the tendency to assume things will be fine. Family dynamics can be sweet, spicy, or dicey.
Finding the Will
(Part 2)
Part 2: Getting Organized
While the internet permits convenient access to accounts, policies, and stored documents, it presents a plethora of password management problems. which too many people avoid by succumbing to password laziness, such as:
- re-using passwords for multiple logins, or
- use simple, easy to remember passwords, or
- writing them on sticky notes placed on their monitor or under their keyboard, or
- keeping them in a spreadsheet on their computer, or
- letting their browser remember passwords for them
Embrace Your Clarence
Is Clarence your future?
Golden insight from a golden retriever.
Post-Pandemic W.E.L.L.ness
Working, Earning, Learning, and Launching to Thrive
Where life drastically changed forever two years ago, everyone adjusted to the best of their abilities.
Here are a few of the key adjustments--"pandemic pivots"--that sustained some and prospered others.
Prenuptial Adulting
Equip Them for Happily Ever After๏ปฟ
โMom, Dad, weโre getting married!"
โWonderful, congratulations! Hereโs what you both need to do first.โ
Equipping newlyweds with essentials of responsibility leaves plenty of life yet to be discovered on their own. Adults understand that love isnโt oogly feelings; itโs a hard choice. Itโs putting your commitments and your money where your mouth is.
Many of the following steps also apply to oneโs turning 18 years old. Becoming engaged adds urgency and a deadline.
Rethinking Competing Funds for College and Retirement
We live in a time of skyrocketing inflation topping decades of unbridled higher education costs.
Is the tension between funding your retirement and funding (at least partially) your childrenโs college education keeping you up at night?
Youโre not alone.
Married? Is Your Endgame 100% or Just 50%?
Are you single? That other 50% could be whoever is most important to you.
Multiple unforgiving players factor into your retirement and estate plans (collectively your โendgameโ). Household names include the Internal Revenue Service, the Social Security Administration, and the Center for Medicare and Medicaid Services. Key decisions with these players are nearly impossible to reverse. Plus, if you qualify for a pension, how you activate it is another irreversible decision.
Are you more of a planner than your spouse? Itโs all too common for one spouse to blindly trust the planning spouse. Countless endgame โplansโ were created by 50% of a couple:
