Standing on Your Own Two Feet – Are You Ready?

Are you planning your future… or just hoping it works out? If you’ve ever said ‘I’ll get a job,’ this one’s for you. Read the article. Let’s build something smarter than hope. ...more

Standing on Your Own Two Feet – Are You Ready?

March 31, 20251 min read

Standing on Your Own Two Feet – Are You Ready?

Marriage & Money Traps

Love might be blind, but money sees everything. From lifestyle creep to one-sided money management, these common traps quietly wreck even the strongest relationships. The good news? You can avoid them... ...more

Marriage & Money Traps

March 23, 20251 min read

Marriage & Money Traps

Love, Money, & Boundaries

Love, money, and boundaries—where do you draw the line? Helping family is one thing, but when does support turn into sacrifice? Before you say yes, ask yourself: Can I afford to give this away? Is th... ...more

Love, Money, & Boundaries

March 17, 20251 min read

Love, Money, & Boundaries

Hidden Debt & Financial Infidelity

41% of couples admit to hiding money. Secret debt isn’t just a financial issue—it’s a trust issue. Ignoring it won’t make it disappear. Have you ever uncovered a financial surprise in a relationship?... ...more

Hidden Debt & Financial Infidelity

March 09, 20251 min read

Hidden Debt & Financial Infidelity

Future-Proofing Your Marriage

Financial security isn’t about expecting the worst—it’s about making sure your partner isn’t left scrambling if life happens. From prenups to estate planning to emergency funds, smart couples plan ahe... ...more

Future-Proofing Your Marriage

March 03, 20251 min read

Future-Proofing Your Marriage

The Logistics of Love & Money

Marriage isn’t just about love—it’s a financial partnership. Joint accounts, separate, or a mix? The key isn’t which one you pick—it’s making a plan before money problems make one for you. Don’t let f... ...more

The Logistics of Love & Money

February 23, 20251 min read

The Logistics of Love & Money

The “We Need to Talk” Money Conversation

Love is forever. Debt is not. Before ‘I do,’ let’s talk money. This quick read reveals the three essential financial questions every engaged couple (and their Loved Ones) should ask before walking dow... ...more

The “We Need to Talk” Money Conversation

February 18, 20251 min read

The “We Need to Talk” Money Conversation

HOMESCHOOLING: Haven or Havoc?

Your child's school years are precious and fleeting.

Now could be your best time to step up where your school is letting your child down. Let this series of myth-busting short chapters encourage you.

2 Major Mistakes

Which one will you make?

Which of these 2 retirement mistakes are you making right now? It's impossible to entirely avoid both mistakes.


You won't know for sure which mistake will work out better for you until it's too late.


How to choose?

Finding the Will

(Part 1)

Part 1: Have the will to arrange for a smooth transition when you’re no longer around to answer questions

Have the will to arrange for a smooth transition when you’re no longer around to answer questions (Part 1)


Ensuring your children or other Loved Ones can readily access your important papers when you die entails a sound process versus one or two conversations. You must overcome aversion to the subject of death, procrastination of anything that is long-term, and the tendency to assume things will be fine. Family dynamics can be sweet, spicy, or dicey.

Finding the Will

(Part 2)

Part 2: Getting Organized

While the internet permits convenient access to accounts, policies, and stored documents, it presents a plethora of password management problems. which too many people avoid by succumbing to password laziness, such as:

  • re-using passwords for multiple logins, or
  • use simple, easy to remember passwords, or
  • writing them on sticky notes placed on their monitor or under their keyboard, or
  • keeping them in a spreadsheet on their computer, or
  • letting their browser remember passwords for them

Embrace Your Clarence

Is Clarence your future?


Golden insight from a golden retriever.

Post-Pandemic W.E.L.L.ness

Working, Earning, Learning, and Launching to Thrive

Where life drastically changed forever two years ago, everyone adjusted to the best of their abilities.


Here are a few of the key adjustments--"pandemic pivots"--that sustained some and prospered others.

Prenuptial Adulting

Equip Them for Happily Ever After

“Mom, Dad, we’re getting married!"


“Wonderful, congratulations! Here’s what you both need to do first.”


Equipping newlyweds with essentials of responsibility leaves plenty of life yet to be discovered on their own. Adults understand that love isn’t oogly feelings; it’s a hard choice. It’s putting your commitments and your money where your mouth is.


Many of the following steps also apply to one’s turning 18 years old. Becoming engaged adds urgency and a deadline.

Rethinking Competing Funds for College and Retirement

We live in a time of skyrocketing inflation topping decades of unbridled higher education costs.


Is the tension between funding your retirement and funding (at least partially) your children’s college education keeping you up at night?


You’re not alone.

Married? Is Your Endgame 100% or Just 50%?

Are you single? That other 50% could be whoever is most important to you.

Multiple unforgiving players factor into your retirement and estate plans (collectively your “endgame”). Household names include the Internal Revenue Service, the Social Security Administration, and the Center for Medicare and Medicaid Services. Key decisions with these players are nearly impossible to reverse. Plus, if you qualify for a pension, how you activate it is another irreversible decision.

Are you more of a planner than your spouse? It’s all too common for one spouse to blindly trust the planning spouse. Countless endgame “plans” were created by 50% of a couple:

  • (208) 497-5347

Powered by: Advisor Marketing Hub

  • (208) 497-5347