Your Circle Matters More
Financial plans cover expenses—but who’s planning to stand beside you? This category is all about building support systems, not just balance sheets. Because when life gets hard, it’s not the spreadshe... ...more
Your Circle Matters More
July 21, 2025•1 min read
Plan in Community. Live with Confidence.
No plan covers everything. But the right people do. When life doesn't go as expected, it's not a spreadsheet that steadies you—it's the voice of someone saying, “We’ll figure it out together.” That’s... ...more
Plan in Community. Live with Confidence.
July 14, 2025•1 min read
The Loneliness Penalty in Aging
Loneliness isn’t just a feeling—it’s a planning risk. This article explores how shrinking social circles affect women in caregiving roles and why building a support system should be part of every fina... ...more
The Loneliness Penalty in Aging
July 06, 2025•1 min read
Don’t Delegate Your Wisdom—Bring It to the Table
Too many women are quietly deferring their own wisdom—especially when it matters most. What if the most qualified person to lead your plan… is you? Read the article. Then share it with someone who ne... ...more
Dont Delegate Your Wisdom—Bring It to the Table
June 29, 2025•1 min read
Real Support Isn’t Downloadable
Real support isn’t a feature. It’s a foundation. Planning for your most vulnerable years starts with the people you trust to walk with you—not just the tools you use. ...more
Real Support Isn’t Downloadable
June 23, 2025•1 min read
AI Can’t Hug You—The Case for Wisdom-Driven Community
AI can give you answers. But it can’t sit with you during a hard diagnosis—or pray with you when you’re scared. Planning your most vulnerable years takes more than data. It takes wisdom. And real com... ...more
AI Can’t Hug You—The Case for Wisdom-Driven Community
June 17, 2025•2 min read
Planning Requires Assumptions—But Wisdom Sets the Priorities
Spreadsheets don’t know your mom’s care costs—or your daughter’s move back home. Every plan starts with assumptions, but wisdom sets the priorities. Let’s make sure your plan reflects real life. ...more
Planning Requires Assumptions—But Wisdom Sets the Priorities
June 09, 2025•2 min read
HOMESCHOOLING: Haven or Havoc?
Your child's school years are precious and fleeting.
Now could be your best time to step up where your school is letting your child down. Let this series of myth-busting short chapters encourage you.
2 Major Mistakes
Which one will you make?
Which of these 2 retirement mistakes are you making right now? It's impossible to entirely avoid both mistakes.
You won't know for sure which mistake will work out better for you until it's too late.
How to choose?
Finding the Will
(Part 1)
Part 1: Have the will to arrange for a smooth transition when you’re no longer around to answer questions
Have the will to arrange for a smooth transition when you’re no longer around to answer questions (Part 1)
Ensuring your children or other Loved Ones can readily access your important papers when you die entails a sound process versus one or two conversations. You must overcome aversion to the subject of death, procrastination of anything that is long-term, and the tendency to assume things will be fine. Family dynamics can be sweet, spicy, or dicey.
Finding the Will
(Part 2)
Part 2: Getting Organized
While the internet permits convenient access to accounts, policies, and stored documents, it presents a plethora of password management problems. which too many people avoid by succumbing to password laziness, such as:
- re-using passwords for multiple logins, or
- use simple, easy to remember passwords, or
- writing them on sticky notes placed on their monitor or under their keyboard, or
- keeping them in a spreadsheet on their computer, or
- letting their browser remember passwords for them
Embrace Your Clarence
Is Clarence your future?
Golden insight from a golden retriever.
Post-Pandemic W.E.L.L.ness
Working, Earning, Learning, and Launching to Thrive
Where life drastically changed forever two years ago, everyone adjusted to the best of their abilities.
Here are a few of the key adjustments--"pandemic pivots"--that sustained some and prospered others.
Prenuptial Adulting
Equip Them for Happily Ever After
“Mom, Dad, we’re getting married!"
“Wonderful, congratulations! Here’s what you both need to do first.”
Equipping newlyweds with essentials of responsibility leaves plenty of life yet to be discovered on their own. Adults understand that love isn’t oogly feelings; it’s a hard choice. It’s putting your commitments and your money where your mouth is.
Many of the following steps also apply to one’s turning 18 years old. Becoming engaged adds urgency and a deadline.
Rethinking Competing Funds for College and Retirement
We live in a time of skyrocketing inflation topping decades of unbridled higher education costs.
Is the tension between funding your retirement and funding (at least partially) your children’s college education keeping you up at night?
You’re not alone.
Married? Is Your Endgame 100% or Just 50%?
Are you single? That other 50% could be whoever is most important to you.
Multiple unforgiving players factor into your retirement and estate plans (collectively your “endgame”). Household names include the Internal Revenue Service, the Social Security Administration, and the Center for Medicare and Medicaid Services. Key decisions with these players are nearly impossible to reverse. Plus, if you qualify for a pension, how you activate it is another irreversible decision.
Are you more of a planner than your spouse? It’s all too common for one spouse to blindly trust the planning spouse. Countless endgame “plans” were created by 50% of a couple:
