True Financial Freedom in Your Endgame: It’s About Peace, Not Wealth
Financial freedom often gets reduced to the idea of having enough money to never work again. But in your endgame, financial freedom should mean something deeper—it’s about peace of mind and the ability to live your life without constant worry over money. True financial freedom is about having the resources to make choices that bring you joy, not just stability.
What Financial Freedom Really Means in Your Endgame:
Financial freedom doesn’t just mean having enough to live comfortably—it means the ability to live fully, with peace, while knowing your future is secure. It’s about being able to care for your Loved Ones, follow your passions, and make decisions without financial stress hanging over you.
How to Achieve Financial Freedom:
Plan Ahead: Start saving early and ensure your retirement funds are enough to cover your needs, including long-term care.
Live Within Your Means: Focus on minimizing debt and living simply so that you can enjoy your financial freedom.
Invest in What Matters: Whether it’s experiences, relationships, or causes, make sure your financial resources reflect your true values and priorities.
Conclusion
True financial freedom in your endgame isn’t about the size of your portfolio—it’s about aligning your resources with your life’s purpose and having the peace to live fully. But peace doesn’t happen by chance; it requires intentional planning and wisdom-driven decisions.
Ready to start your journey toward financial freedom? Let’s have a conversation about how you can secure your future and protect your Loved Ones. Schedule a complimentary call today to take the first step toward peace of mind in your endgame.
HOMESCHOOLING: Haven or Havoc?
Your child's school years are precious and fleeting.
Now could be your best time to step up where your school is letting your child down. Let this series of myth-busting short chapters encourage you.
2 Major Mistakes
Which one will you make?
Which of these 2 retirement mistakes are you making right now? It's impossible to entirely avoid both mistakes.
You won't know for sure which mistake will work out better for you until it's too late.
How to choose?
Finding the Will
(Part 1)
Part 1: Have the will to arrange for a smooth transition when you’re no longer around to answer questions
Have the will to arrange for a smooth transition when you’re no longer around to answer questions (Part 1)
Ensuring your children or other Loved Ones can readily access your important papers when you die entails a sound process versus one or two conversations. You must overcome aversion to the subject of death, procrastination of anything that is long-term, and the tendency to assume things will be fine. Family dynamics can be sweet, spicy, or dicey.
Finding the Will
(Part 2)
Part 2: Getting Organized
While the internet permits convenient access to accounts, policies, and stored documents, it presents a plethora of password management problems. which too many people avoid by succumbing to password laziness, such as:
- re-using passwords for multiple logins, or
- use simple, easy to remember passwords, or
- writing them on sticky notes placed on their monitor or under their keyboard, or
- keeping them in a spreadsheet on their computer, or
- letting their browser remember passwords for them
Embrace Your Clarence
Is Clarence your future?
Golden insight from a golden retriever.
Post-Pandemic W.E.L.L.ness
Working, Earning, Learning, and Launching to Thrive
Where life drastically changed forever two years ago, everyone adjusted to the best of their abilities.
Here are a few of the key adjustments--"pandemic pivots"--that sustained some and prospered others.
Prenuptial Adulting
Equip Them for Happily Ever After
“Mom, Dad, we’re getting married!"
“Wonderful, congratulations! Here’s what you both need to do first.”
Equipping newlyweds with essentials of responsibility leaves plenty of life yet to be discovered on their own. Adults understand that love isn’t oogly feelings; it’s a hard choice. It’s putting your commitments and your money where your mouth is.
Many of the following steps also apply to one’s turning 18 years old. Becoming engaged adds urgency and a deadline.
Rethinking Competing Funds for College and Retirement
We live in a time of skyrocketing inflation topping decades of unbridled higher education costs.
Is the tension between funding your retirement and funding (at least partially) your children’s college education keeping you up at night?
You’re not alone.
Married? Is Your Endgame 100% or Just 50%?
Are you single? That other 50% could be whoever is most important to you.
Multiple unforgiving players factor into your retirement and estate plans (collectively your “endgame”). Household names include the Internal Revenue Service, the Social Security Administration, and the Center for Medicare and Medicaid Services. Key decisions with these players are nearly impossible to reverse. Plus, if you qualify for a pension, how you activate it is another irreversible decision.
Are you more of a planner than your spouse? It’s all too common for one spouse to blindly trust the planning spouse. Countless endgame “plans” were created by 50% of a couple:
